BODY, html { 
background: #ffff00 ; 
margin: auto ; 
margin-top: 10px ;
font-family: arial, helvetica, veranda, sans-serif;
font-size: 12pt ; 
color: #000088 ;
} 

.left {
background: #ffff00 ;
width: 210px ;
padding: 5px;

}

DIV.ads {
background: #efefef ;
text-align: left ;
border: 1px solid teal ;
padding: 4px ;
width: 95% ;
}

DIV.container {
margin: auto ;
background: #efefef ;
padding: 4px ;
width: 95% ;
}

.footer {
text-align: center ;
width: 75% ;
background: #efefef ;
padding: 6px ;
font-size: 9pt ;
color: #6f6f6f ;
padding-left: 50px ;
}

A.footer:hover {
font-size: 9pt ;
color: #6f6f6f ;
text-decoration: underline ;

}

A { 
font-size: 12pt ; 
text-decoration: none ; 
color: #0000bb ; 
}

a:hover { 
text-decoration: underline ; 
font-size: 12pt; 
color: #ff0000
}




H1 { 
font-size: 14pt ; 
color: #0000ee ; 
}

H2 { 

font-size: 22pt ; 
color: navy ; 
}

H3 { 
font-size: 13pt ; 
color: navy ; 
}

EM {
font-style: normal;
font-family: arial, helvetica, veranda, sans-serif; 
font-size: 12pt ; 
color: #000000 ;

}